Florida Insurance License Courses and Exam Prep

Florida’s state licensing exam is based on study manuals approved by the Florida Department of Financial Services. While this course is designed to align with those approved materials, students must obtain the most current edition of the applicable Florida study manual for additional reference and exam preparation. According to F.A.C. Rule 69B-227.260, study manuals are required for all attendees of a pre-licensing course in Florida.

Approved Study Manual Vendors:

• NAIFA-Florida: fl.naifa.orgFl.naifa.org | (850) 422-1701
• FAIA: faia.comFaia.com | (850) 893-4155
• FSLSO (Surplus Lines): fslso.comFslso.com | (800) 562-4496
• Title Agents: kooglergroup.comKooglergroup.com | (727) 787-5010

A complete and current list of approved study manual vendors is available at myfloridacfo.comMyfloridacfo.com.

There are four steps:

1. Complete your pre-licensing course — The hours required depend on the license type (30–200 hours)
2. Pass the state exam — Administered by Pearson VUE at testing centersPre License How Do I Schedule My Florida Insurance Licensing Exam Resources throughout Florida
3. Get fingerprinted — Submit electronic fingerprints through IdentoGO for your background check
4. Apply for your license — Submit your application through the Florida Department of Financial Services

Once approved, you'll need to get appointed by an insurance company before you can start selling.

They cover completely different types of risk, and attract different types of clients:

• Life & Health protects people — life insurance, health coverage, Medicare, annuities, and long-term care. You'll help individuals and families plan for the future.
• Property & Casualty (called General Lines in Florida) protects things — homes, cars, businesses, and liability exposure. You'll work with homeowners, renters, drivers, and business owners.

Not sure which to choose? If you want to get licensed fast and build long-term client relationships, start with Life & Health. If you want higher transaction volume and steady renewals, go with General Lines. Want maximum flexibility? The All-in-One bundle covers both.

Florida sets the pre-licensing requirements for each license type:

• Life & Health: 60 hours
• General Lines (Property & Casualty): 200 hours

The All-in-One bundle combines both — 60 + 200 = 260 hours total. It's not extra coursework; it's the full curriculum for both licenses packaged together at a lower price than buying them separately.

When you finish, you'll be prepared to sit for both state exams and pursue all four lines of authority: life, health, property, and casualty.

Two separate exams. Florida administers the Life & Health exam and the General Lines exam separately through Pearson VUE. You can schedule them back-to-back or spread them out — whatever works for your timeline.

Each examPre License Whats Actually On The Florida Insurance Exam Resources covers general insurance concepts plus Florida-specific laws and regulations. Our course prepares you for both.

Both cover property and casualty insurance, but the scope is different:

If you want to work with business clients or keep your options open for commercial insurance down the road, go with General Lines. If you're focused on helping individuals and families — and want to get licensed faster — Personal Lines is a solid starting point. You can always upgrade later with additional coursework and experience.

Yes, Florida requires a state licensing exam for most insurance licenses. You'll schedule it through Pearson VUE after completing your pre-licensing course.

The examPre License Whats Actually On The Florida Insurance Exam Resources is multiple-choice and covers both general insurance concepts and Florida-specific laws and regulations. Our courses are built to prepare you for exactly what's on the test.