What Score Do I Need to Pass the Arizona Insurance Exam?

You need 70% of the questions right. That's the whole rule, and it's simpler than the scaled scores most states use. What should change your plans is Arizona's limit of four attempts per exam in 12 months, so treat 80 percent on timed practice as your real target and leave the PSI calendar alone until you hit it.

What Does 70% Look Like on Each Arizona Exam?

The PSI candidate bulletinApi Content Bulletin 12129 Test Takers.psiexams.com for the Arizona Department of Insurance and Financial Institutions (DIFI) says you must get 70 percent correct to pass. In practice, that works out like this.

• Life, Accident and Health, Property, Casualty, or Personal Lines: 100 questions in 2 hours, so 70 correct passes and you can miss 30.
• Combined Life and Accident and Health, or combined Property and Casualty: 150 questions in 2.5 hours, so 105 correct passes and you can miss 45.
• Experimental questions: PSI may add 5 to 10 unscored questions that look like every other question.

There's no scaling to decode. North Carolina, South Carolina, Missouri, and Massachusetts all report a scaled 70 that isn't a percentage, so Arizona is the easiest state to measure yourself against. See North Carolina's examPre License How Hard Is The North Carolina Insurance Exam And How Should You Prepare Resources and Pennsylvania's passing scorePre License What Score Do You Need To Pass The Pennsylvania Insurance Exam Resources for other setups. The state questions come from Arizona Title 20?title=20 ArsDetail and the Arizona Administrative Code.

Why Does the Four Attempt Limit Change When You Should Book?

Picture two candidates who both start at 65% on practice exams. One books the moment practice scores touch 72, misses by a few points, and retests that Friday, since PSI's own example has a candidate failing on a Wednesday, calling Thursday, and retesting Friday. The other waits two more weeks, books at 80, and passes. The first candidate now has two attempts left, a second exam fee, and the same gaps that caused the miss.

That's the case for the 10-point cushion. Arizona law, as the bulletin explains, allows four attempts to pass an exam for a line of authority within one year, and a fourth failure means waiting a full year before you can take that exam again. Waiting for 80 costs you a week or two of extra practice. Burning attempts costs more.

Is the Combined Arizona Exam Worth the Risk?

Only when both halves are strong. The bulletin says that if you fail an exam covering more than one line, you've failed it for each line. If your Life practice scores sit at 85 and your Accident and Health scores sit at 72, book the two lines as separate exams. You'll pay two fees and sit longer in total, and you'll protect your attempt count. If both lines are at 80 or better, the combined exam saves you a trip.

What Can Slow Down the Licensing Process in Arizona?

• Canceling less than 2 days before your appointment, which forfeits your exam fee.
• Arriving without a current government ID that shows your name, signature, and photo. PSI treats that as a missed booking.
• Planning on a break during a remote exam. Breaks aren't allowed when you test online.
• Waiting too long to apply. Arizona requires your complete application within one year after you pass.
• Booking fingerprints too early. Complete your Fieldprint appointment after you submit your application through NIPR.

Our exam day guidePre License What Should I Expect On Arizona Insurance Exam Day Resources covers check in, and our Arizona licensing FAQPre License Top 10 Questions About Getting Your Arizona Insurance License Resources covers the rest.